Built for evolving fraud and compliance demands

Thredd brings fraud monitoring, authentication, scam detection and dispute controls together within a single issuing environment, reducing the need for multiple risk and fraud providers.

Reduce fraud exposure across card and account-to-account payments
Meet network and BIN sponsor requirements with structured controls
Scale programmes without increasing operational burden

Risk management across your issuing environment Risk management across your issuing environment

Authenticate transactions securely

Add 3D Secure authentication for eCommerce transactions, supporting PSD2 requirements and flexible cardholder verification.
Manage disputes and chargebacks

Raise and manage chargebacks within the issuing environment in line with scheme timelines.
Prevent authorised push payment scams

Detect and stop APP fraud across inbound and outbound payments using real-time scam monitoring.
Detect card fraud in real time

Monitor card transactions using integrated fraud detection models aligned to your programme controls.
Maintain network compliance and oversight

Support evolving network mandates and programme requirements through managed operational updates.

The Thredd difference

Operate fraud monitoring, authentication and dispute controls within one issuing environment, reducing vendor complexity and integration cost.
Reduce fraud losses and operational overhead through real-time transaction monitoring and flexible service models aligned to your programme needs.
Support multi-programme and multi-market growth with configurable monitoring levels that scale as your business matures.
Maintain network and sponsor compliance through structured controls, managed mandate updates and scheme-aligned dispute handling.

Across different programme models

Consumer card programmes

Apply fraud monitoring, 3D Secure authentication and dispute controls within one issuing environment to reduce exposure and maintain compliance.

Embedded finance platforms

Configure fraud monitoring levels and service models to support complex programme and sub-client structures.

Multi-market issuing operations

Maintain consistent fraud controls, network compliance and dispute handling across programmes operating in multiple markets.

Frequently asked questions

Risk Management includes 3D Secure authentication, Fraud Transaction Monitoring, Scam Transaction Monitoring for APP fraud, Disputes & Chargebacks tools, and Payment Network Support. These controls operate within Thredd’s issuing environment rather than as separate external systems.
Yes. Fraud Transaction Monitoring and Scam Transaction Monitoring are integrated within the issuing environment, allowing programmes to configure monitoring levels and service models without managing multiple providers.
Thredd supports compliance through 3D Secure for PSD2, structured dispute handling aligned to scheme timelines, and managed updates when payment networks introduce new mandates or operational changes. This helps programmes maintain alignment as requirements evolve.
Fraud Transaction Monitoring focuses on card transaction fraud within the card network ecosystem. Scam Transaction Monitoring detects authorised push payment (APP) fraud across inbound and outbound account-to-account payments using real-time monitoring and enhanced risk scoring.
Yes. Monitoring levels and service models can be configured to align with your programme strategy, from client-managed tools to a fully managed fraud service operated by Thredd as transaction volumes increase.
Yes. Thredd offers a fraud managed service option with continuous monitoring and operational support, helping programmes manage fraud strategy, rule configuration and performance oversight.